Darvinder Kumar

Work place: Department of Statistics, PGDAV College, University of Delhi, India

E-mail: kanethia@gmail.com

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Biography

Dr. Darvinder Kumar is an Associate Professor in the Department of Statistics, PGDAV College, University of Delhi, and has been teaching various courses of Statistics for the last 15 years. He has completed his M.Sc (Statistics), Ph.D, PDF from Kurukshetra University, Kurukshetra and PGDBA in Finance from Guru Jambheshwar University of Science and Technology. He was also awarded the Post-Doctoral Fellowship from University Grants Commission. His areas of research are “Queueing Theory, Queueing Models with Catastrophes and Environmental Change and Computer networks”. He has published fourteen research papers in national/ international journals of repute and presented more than fifteen research papers in national/ international conferences. He is a life member of the societies ISPS, FIM, IISA, ORSI, ISMS and ISAS. He was a member of committee of undergraduate courses (B.Sc Mathematical Science) from 2011-2013, Member of Departmental Research Committee (2021-2023) and M.Phil. Committee (2021-2024) at the Department of Statistics, University of Delhi. He has been also working as Part- time Coordinator-cum-Academic Counselor of IGNOU study centre-07174 at the College.

Author Articles
An Exploratory Research on Indian Digital Payment

By Jitendra Singh Darvinder Kumar

DOI: https://doi.org/10.5815/ijieeb.2024.02.02, Pub. Date: 8 Apr. 2024

In order to achieve the aim of a cashless society, Indian government is patronizing and encouraging the usage of digital payment. In this work, an exploratory study related to digital payment using ‘credit and debit card’ and at ‘point of sales’ have been carried out considering several dimensions by drawing the inferences from the existing datasets. Inference related to ‘cards growth rate’ proved instrumental during study and presented the deep insight on the growth trend. Further, this work presents the popular digital payment modes, and comparisons among them is drawn to present the distinct features that justify the suitability of one over the other. Results revealed unprecedented emergence of COVID-19 had adverse impact on the overall growth of digital payment systems. This work will be profoundly helpful to the stakeholders involved in digital payment industry, and policy making to deeply understand the digital payment trend and formulate the futuristic policies. 

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